Why DORA is Crucial – And How We Help You Navigate Chapter IV

In today's hyper-connected financial ecosystem, resilience is no longer an option. The DORA regulation (Digital Operational Resilience Act), adopted by the European Union, marks a turning point in how financial entities must manage risks related to information and communications technology (ICT). It imposes clear and binding requirements so that the entire financial sector can withstand and recover from any disruption or threat related to ICT.

Fundamentally, DORA is not just another regulatory obligation — it is a strategic necessity. Cyber threats are evolving rapidly, and regulators rightly demand that financial institutions raise their levels of operational resilience. With the January 2025 deadline fast approaching, it is essential to act now.

Why DORA is a Major Turning Point

DORA establishes a unified regulatory framework across the EU, covering banks, insurance companies, investment firms, and even critical third-party providers. It revolves around five key pillars:

• Management of ICT risks

• Digital operational resilience testing

• Management of third-party ICT risks

• Information register

Each pillar is essential, but Chapter IV – Management of third-party ICT risks deserves special attention.

Our Expertise: Helping You Master Chapter IV of DORA

Chapter IV of DORA focuses on how financial entities manage risks related to their ICT service providers – including cloud services, software vendors, and other technology partners. This chapter imposes strict requirements on how contracts must be structured, how dependencies are assessed, and how oversight is ensured.

This is where we come in.

We specialize in the concrete implementation of Chapter IV's requirements, including:

• ✅ Mapping and classifying all relationships with third-party ICT

• ✅ Assessing and managing concentration risk

• ✅ Drafting DORA-compliant contractual clauses

• ✅ Establishing appropriate governance and monitoring framework

• ✅ Preparing for oversight by the Lead Authority (for critical providers)

Our team combines cybersecurity expertise, legal proficiency, and operational pragmatism to help you build a solid vendor risk management program — not only to be compliant but to ensure sustainable resilience.

Don't Wait – Prepare Now

The deadline for compliance with DORA is approaching rapidly, and the cost of non-compliance is high — both in regulatory penalties and reputational damage. But beyond compliance, adopting DORA is an opportunity to strengthen your digital foundations and build trust with your stakeholders.

Let us help you transform Chapter IV from a challenge into a competitive advantage.

👉 Contact us to find out how we can assist you in your DORA compliance journey.